The Tulsa Word News Warns: “Schemer’s Revive Dead Debts”
“A collection agency has been contacting people in the Tulsa area demanding payment on credit card accounts that sometimes have been delinquent for decades, even though Oklahoma’s statute of limitations on consumer debt is five years.” ~ Tulsa World, November 11, 2009
Debt Warriors know that a ” Junk-Debt Buyer (JDB)” wades in the financial sewer scavenging for old Debts that have passed the Statue of Limitations for Debt Collection. A JDB can easily obtain your personal information from the Big 3 Credit Bureaus.
If you have any old unpaid accounts (or questionable) accounts on your Credit Report, it’s very likely you’ll get a letter from a JDB trying to collect or offer you a settlement on it.
You may have heard Debt Warriors tell you about Tammy. Tammy was a hard-working but still poor Woman. She lived on one of the meanest streets of East Philadelphia.
One day, on the way to work Tammy called me at the Bankruptcy Law Firm. I could hear she was outraged. She was running late because she was arguing with a JDB about a Debt, that had long passed the Statue of Limitations for collection.
Tammy was outraged because she was still being harassed even though she had retained a Law Firm. Tammy knew the JDB was violating her rights. The nasty truth is, sometimes even when a Consumer has retained an Attorney, a JDB “Debt Terrorist” will try to get the Consumer to agree to making a payment.
3 Sure-Fire Secrets To Halt A Statue Of Limitations Debt Scam
Many people ask me if it is illegal to collect a Debt that has passed the Statue of Limitations? Although Debt Warriors are not Attorneys, it doesn’t take an Attorney to know that a JDB can still hound a Consumer (Debtor) forever, in an attempt to collect the Debt. For that reason, it’s up to the Consumer to enforce their rights.
Below are 3 sure-fire tactics to halt a SOL Debt Scam 
.
1. Validate The Account
Halt Debt Collector Harassment - click here
Under the Fair Debt Collections Practices Act, every Consumer has the Right to have the Debt Validated before paying a red cent to any 3rd Party JDB!
When it comes to old Credit Card Debt there are many JDB’s who will not only claim you owe them money but also add “administrative fees” to the account. For this reason it’s best to validate the Debt as the first step.
In Operation One, “Stop Debt Collector Harassment“, Debt Warriors take you step-by-step through validating the Debt.
You’ll learn how to halt the intimidating phone calls from the Debt Collection, Junk Debt Buying Terrorist.
Click here to learn more about Operation One, “Stop Debt Collector Harassment.
2. Check the Statute Of Limitations In Your State.
Get Bonus Statue of Limitations Guide When You Order
Did you know that the Statue of Limitations for collection is dependent on a few (largely unknown) factors? Because of this there are a number of myths surronding the Statue Of Limitations for Collection accounts.
One myth is that after the Statue Of Limitations has expired, the Debtor is free of harassment.
This myth and others are busted in Operation Two “Time-Check”!
You’ll learn how the Statue Of Limitations for Debt Collection works and how to engage the JDB armed with knowledge and confidence.
Please don’t be make Tammys’ mistake and Legally Re-age the account for years?
Discover how to safely communicate with the JDB and get them off your back, in Operation Two (located in the Debt Warriors Arsenal).
To Learn more and order Operation Two, “Time-Check”, click here.
Discover how to safely dispute and repair your Credit for yourself!
3. Dispute The Account With the Big Three Credit Bureaus.
As the Tulsa News reported, JDB’s often borrow dead accounts from the Credit Bureaus. Once the JDB has your information most often their first step is to then “list” the Debt (in question) as owed to them.
Even when the JDB has no Right to collect the Debt, they can make you appear to be a dead-beat by listing negative trash on your Credit Report.
Sadly the Credit Bureaus won’t care until you make them care. That is why the third step is usually to file a formal dispute with the Big Three Credit Bureaus.
Did you know that many Credit Disputes get flagged as “Frivolous”? That is why it is so important to watch Operation Three before you even consider a Dispute.
In Operation Three “(Self-Help) Credit Repair“, Debt Warriors teach you the proven processes to Disputing an account.
Operation (Self-Help) Credit Repair will show you how to get negative inaccurate information off your Credit Report. After watching Operation Three, you be informed and avoid getting your dispute flagged as frivolous. And you’ll save months of trial and error Credit Dispute headaches.
Discover the right way to file your dispute the first time around
