Do you have a Personal Credit Crisis?
Are you afraid that this time you might not survive it? If so, I’m going to provide some Coaching that I hope will help you survive your Credit Crisis.
Covey Matrix: Source Credit Wikipedia.org
1. Put First Things First.
What “putting first things first” means at the most basic level is,
“Having faith, feeding and or sheltering your family first“.
Everything else has got to take second place. Dr. Stephen Covey (author of First Things First) goes into brilliant detail about putting first things first. Dr. Covey as well as A. Roger and Rebecca R. Merrill outline the difference between “Urgent” vs. “Important” tasks.
According to Dr. Stephen Covey:
- Urgent Tasks, are those that can NOT be put-off . The do it now, sort of Tasks, The things that cannot be put-off (procrastinated). For example, you get a flat tire on your only vehicle and you need to get to work. That’s fairly urgent in my book. You’ll have to get on that ASAP.
- Important Tasks, are things that you should schedule as part of your mission for self-improvement, in the areas you feel are most important (Faith, Family, Friends, etc). Scheduling “Important things, like Credit and Debt Management is critical to surviving a Personal Credit Crisis.
Stop Debt Collectors Cold! Call 866-576-4996
2. Be Prepared – Never Scared.
Debt for many people is a scary thing! That’s because so few Americans don’t understand their rights. So when the collection calls start, these Consumers panic and make serious mistakes. The majority of Americans don’t know that they are protected by many Consumer Laws in the US.
I’m not an Attorney, but I know that every consumer (in debt) in the United States, has certain Rights, with regards to Debt Collection, fairness in Credit Reporting and many more. For example, you as an American Consumer have the right to expect that you’ll get fairness in the process of dealing with those you may, or may not owe. You have the right to not be harassed by Debt Collectors. You have the right to accurate accounting of any amounts you’re claimed to owe.
The difference between fear and preparedness is that fear separates you from the learning opportunities, to be found on your Battlefield of Debt (want more on your Battlefield of Debt? go to: Credit Boot-Camp)
3. Plan Your Way Out of Your Credit Crisis
I’ve heard many famous quotes from some Great American Leaders on planning. Below are two more that I’ve heard from my mentors. These quotes are guaranteed to help you flip your paradigm, about planning (especially when struggling to survive a Credit Crisis).
- “If You Fail to Plan, You Plan To Fail”
- “Proper Planning Prevents Poor Performance”
It’s very important to “plan” your way out of your Credit Crisis.
And it’s very urgent that you learn your rights and take those who attempt to violate (your rights) seriously. Most importantly, you have to find the time and energy to take action when your credit crisis has become urgent.
For example, if you’ve been turned down for Credit or, your rates have been raised on your Credit Cards or other loans – I would consider your Credit situation as urgent. You must have your plan ready and be ready to do battle.
There are Americans who have planned their way out of their Credit Crisis. They have made the promise to themselves, to not let debt defeat them. They’ve committed to manage through their Credit Crises – come what may.
These have the knowledge of their rights, and tools that give them hope – every day. Now these people use what we’ve taught them and they can easily do the following:
To Order Your Debt Warriors Arsenal Call: 866-576-4996
1.) Analyze their debt to income ratio,
2.) Budget their finances by easily finding their Magic Fraction
3.) Stopping Debt Collection Calls (immediately most times)
4.) Clean their own Credit Report (saving hundreds)
5.) Negotiate with their own Creditors
6.) Learn what Debt Settlement offers are bogus and how to respond
These people have long ago understood the imortance of managing urgent Credit and Debt situations. They’ve questioned us, and then they’ve ordered the “Ultimate debt Download” – the Debt Warriors Arsenal.
When they recieved their Debt Warriors Arsenal, they got Debt Reduction Software, and video courses, form letters, spead-sheet and secret key-words that would have taken years to stumble upon by themselves.
They have been informed them of their rights. And most importantly these people have been able to take advantage of opportunities that have allowed them to defeat their debt. Those opportunities are included with the Debt Warriors Arsenal (DIY Credit and Debt Management Video Course) If that isn’t hope, I don’t know what is.
